Best Health Insurance for Expats in Spain (2025)
Thinking about moving to Spain? Whether you're applying for a Non-Lucrative Visa, Digital Nomad Visa, or just want peace of mind while living abroad — having the right health insurance is not just a box to tick, it’s essential.
At HealthsInsuranceForSpanishVisas.com, we connect expats with trusted brokers offering compliant, competitively priced health insurance from top providers in Spain.
Why You Need Private Health Insurance in Spain as an Expat
Spain’s healthcare system is top-tier — but not all expats qualify for public coverage right away. In fact, most visa applicants must prove they have private health insurance that meets strict consulate standards:
✅ No co-payments (sin copago)
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Whether you're a retiree, remote worker, student, or entrepreneur, the right policy ensures you're protected from both medical surprises and visa setbacks.
How We Evaluate Health Insurance Plans for Expats
Our broker network and team of relocation experts have reviewed dozens of insurance options based on what matters most to expats:
✅ Visa compliance
✅ Pricing transparency
✅ Age eligibility
✅ Customer service in English
✅ Coverage across Spain
✅ Extra benefits (dental, travel coverage, etc.
💡Tip: Different consulates sometimes have different interpretations of what “visa compliant” means. Our brokers can guide you through the right match based on your visa type and location.
Top Health Insurance Providers for Expats in Spain (2025)
Below are some of the most popular choices among our users, available through our trusted brokers:
ASSSA
Asisa
Adeslas
DKV
Sanitas
Quick Breakdown: Which Health Insurance is Best for You?
ASSSA – Great for Retirees
✔ Accepts new clients up to age 79
Asisa – Reliable & Affordable
✔ Visa-compliant policies for all major visa types
Adeslas – Spain’s Favorite
✔ Visa-compliant policies for all major visa types
🔹 Sanitas – Spain’s Health Tech Leader
✔ Telemedicine, apps, and 24/7 digital care
Private vs Public Insurance in Spain
Visa compliance
Immediate access to care
English-speaking support
Dental coverage
Cost
Tips for Choosing the Right Insurance Policy
✔ Check visa requirements (varies by consulate)
FAQ: Health Insurance for Expats in Spain
Is health insurance mandatory for my visa?
Can I use public healthcare instead?
Does my European Health Insurance Card (EHIC) count?
What’s the average cost of expat health insurance in Spain?
Can I switch providers later?
Get Your Free Personalized Quote
Finding the best expat insurance shouldn’t be a headache. That’s why we work with licensed brokers who understand both healthcare and immigration in Spain.