Why do I need health insurance to apply for a Spanish visa?

Health insurance is a mandatory requirement for most Spanish visa types to ensure applicants have adequate medical coverage during their stay in Spain.

What are the specific requirements for health insurance?

The policy must be private, fully comprehensive, with no co-payments, and provide coverage within Spain equivalent to the Spanish public healthcare system.

Curated Health Insurance Brokers for Spanish Visas | 2026 Guide

2026 Consulate Compliance Verified

Trusted Broker Directory

Expert guidance to secure the exact insurance coverage required for your Spanish Residency.

NLV DIGITAL NOMAD STUDENT VISA

Our Vetted Broker Network

Gidea – Insbrok

Leading market comparison across DKV, ASISA, Sanitas, and Salus. Unbiased selection with multilingual expert support.

Select Gidea

Innoinsure

Official alliance for DKV and ASISA. Eliminates middleman fees for lower pricing and 1–3 day certificates.

Select Innoinsure

ASSSA

80+ years experience. Guaranteed Lifetime Stability with unique joining-age premium locking.

Select ASSSA

Exclusive Adeslas Agent

Exclusive agent with Immigration Law background. Direct access to Spain’s largest medical network.

Select Adeslas

Leading Spanish Carriers

Our brokers represent Spain’s premier insurers, ensuring your policy is backed by industry giants recognized by all consulates.

Adeslas

The largest national insurance provider in Spain with the widest network of doctors and healthcare facilities.

#1 Market Share

Sanitas (Bupa)

Part of the Bupa international group, offering tech-forward digital services and dedicated English-speaking support.

Top Choice for Expats

DKV

Europe’s largest health provider known for preventative wellness focus and high digital satisfaction ratings.

#1 for Preventive Care

ASISA

Medical-professional backed cooperative with one of the most comprehensive hospital networks in Spain.

Broadest Hospital Access

MAPFRE

Spain’s largest overall insurer, offering specialized residency-compliant plans with exceptional customer service.

Trusted Overall Giant

ASSSA

Specialized for 80+ years in native-language care for foreigners relocating to Spain.

Stable Lifetime Cover

Verified Client Success

Essential Video Guide

Watch to understand the 2026 requirements for zero co-payments and comprehensive coverage for your application.

Common Questions

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